Privacy Policy

Effective date: July 16, 2026

Pledgr (“the app”) is an expense tracking app made by Mad Over Tech. This policy explains what data the app handles and where it goes. The short version: your money data belongs to you, stays on your device and in your private iCloud, and we never see it.

Data you create in the app

Expenses, income, transfers, accounts, budgets, debts, notes, tags, photo receipts, and reminder settings are stored:

On your device, in the app’s local database.
In your private iCloud database (CloudKit), if iCloud is enabled on your device. This storage is tied to your Apple ID; Mad Over Tech has no access to it. Apple’s iCloud terms and security apply.

We operate no servers and have no account system. We cannot read, receive, sell, or share your financial data — it never reaches us.

Advertising

Pledgr shows a small banner ad served by Google AdMob to keep the app free. AdMob may collect device identifiers, coarse ad-performance data, and diagnostics to serve and measure ads. Your financial data (transactions, accounts, budgets, debts) is never shared with advertisers.

Pledgr does not use Apple’s App Tracking Transparency tracking; we do not track you across other companies’ apps or websites.
Google’s privacy policy: https://policies.google.com/privacy

Data export & deletion

Export: Settings → Export backup file saves your entire dataset as JSON at any time, and Analysis lets you export any period as CSV.
Delete: Deleting the app removes local data; iCloud data can be managed in iOS Settings → Apple ID → iCloud. Restoring a backup replaces the current dataset.

Children

Pledgr is not directed at children under 13 and does not knowingly collect data from them.

Changes

If this policy changes, the updated version will be posted at this URL with a new effective date.

Contact

Questions? Email hello@madovertech.io or visit https://madovertech.io.